Monday, November 28, 2011
Gifts that last a lifetime without a lifetime of debt.
If you are thinking about taking the easy way out from shopping by just giving a gift card, you may want to think again. According to Plastic Jungle, about 7 percent of the amount spent on gift cards isn't redeemed each year, which means Americans are sitting on about $30 billion in unused gift cards. Wow … what a waste. Instead of spending too much this year, opt for these T.I.P.$. that offer savings while putting a smile on someone’s face. Remember, it’s the thought that counts.
Monday, November 14, 2011
Check out these T.I.P.$. for the longer and colder nights upon us.
This is the time of year for quality time with family and celebrations. Here are some tips that will help you get into the holiday spirit. Now that it gets dark earlier, you may be lighting more candles around the house. If your lighter ran out of fluid, you can use an uncooked piece of spaghetti which works great for hard to reach candles. No more burning your fingers with those small matches either. Keep those wrapping ribbons that are tied around birthday presents and you can recycle them for holiday gifts by using a flat iron to get the creases out. Voila—you have brand new ribbons. Now that summer is over you may have half-used bottles of sunscreen around. Instead of saving them until they expire, use them now for shaving. It keeps …
Monday, October 10, 2011
Common household items can do the job just as good, if not better.
There are many things around that house that have more value than we think. Here are some T.I.P.$. to help you stretch your dollar instead of buying extra items for no reason.
Monday, September 26, 2011
What you can do with reduced and discounted items.
Next time you are at your local grocery store make sure to take a good look at the discounted items that may be overlooked. In the bakery section you will notice that they have a section that says something like, “Oops We Over Baked!” where you'll find rolls, bread, donuts, muffins, cookies and more to choose from. This is not where you would buy them for a gathering or function, but more for personal use. You can bring most of these back to life by dipping them in water and baking at 370 degrees for a few minutes. Let it be your secret since no one would ever know the difference. Just don’t tell your grandmother. Here are some smart ways to use over baked or stale bread: For over baked rolls—spread them with butter, cinnamon and sugar and…
Monday, September 12, 2011
We have some T.I.P.$. for the fall that include fashion, baking and home.
Autumn colors are so vibrant and abundantly beautiful, but also remind us that summer is over and it is now time to prepare for the change of seasons. In the coming weeks it may be cooler days where you do not need to have your air conditioning turned on all day, or you may be a sufferer of allergies and cannot keep your windows open either. Instead turn on your ceiling fans on the highest speed to circulate the air making it cooler inside and save money by keeping the air conditioning on a higher setting. A tip that I learned is that your ceiling fan has a switch that sends the blades in reverse for winter mode. If you put it on the lowest speed, it will circulate the heat that rises forcing the air down the walls to provide a more evenly…
Monday, August 8, 2011
Here are some T.I.P.$ to get you prepared and ready for back to school.
It’s back-to-school time and we have some T.I.P.$ and ideas to get you ready with a plan of action. As summer comes to an end, so does the spring/summer collection of clothes and shoes. Now is the time to check all the clearance items to get those bargains while they make room for the fall lineup. Lisa Dunham, a mother of three from Glen Burnie, shared this tip: “Most stores put their school supplies on clearance a week or so after school starts. I always go and stock up on supplies, so if the kids need to replenish throughout the year, I already have everything”. Patty Conticello who works for Anne Arundel County Public Schools offers these tips to get a head start on paperwork: It’s hard to believe that school is starting up in a few …
Monday, July 25, 2011
Working from home just one day a week has positive benefits.
Working from home not only saves time and money, there also are positive benefits that include increased productivity. Al Cicere of Pasadena spent 31 years teaching third through eighth grades in front of a very “captive” audience inside a traditional brick-and-mortar classroom. Upon retiring from Anne Arundel County Public Schools, Al ventured into a sales position. After much soul searching, he realized that his passion was still in education so he re-sought positions in academia. “I was tired of grading papers and had no desire to come back as a substitute teacher,” Al said. However, through the persistence of a family member Al decided to look into online teaching. After successfully completing a four-week course at American Public …
Monday, June 27, 2011
More summer saving T.I.P.$. and ideas.
I caught up with Michele Drocella of Pasadena who owns her own handbell retail business, Kids Play Music, and teaches piano to students at Community United Methodist Church. Her daughter is getting married and her son is a full-time college student. Michele started preparing herself about ways to save money for her upcoming expenses. "Have you heard of Extreme Couponing?" Michele asked. This is when you time the purchase of a certain item so that you are buying it when it is on sale, combine that sale with a coupon that can be doubled in value or shop during the sale and stack a store coupon with a manufacturer’s coupon. These combined discounts result in many free products and significant savings (there is also a reality TV show on this …
Monday, May 23, 2011
It's the little things that add up to big savings
Owning a small business and having two young kids can be very hectic or very productive, depending on how you spend your time. Planning ahead instead of making last minute decisions can save you a ton of money. John and Laura Myers of Pasadena own a small business, Myers Voice & Data, in Glen Burnie. Keeping overhead to a minimum is Laura’s goal as she makes sure that her computer, printer, TV and cell phone charger all are plugged into a power strip so at the end of the work day she can turn everything off at once and unplug from the wall. “We teach our children to turn off all electricity in the house when they are done. We keep all appliances such as [the] toaster, microwave and coffee pot unplugged when not in use,” said Laura. People …